Google Pay
Accept Google Pay across Android, Chrome, and the web with VINR.
Google Pay lets customers pay using a card stored in their Google account — on Android devices, in Chrome on any platform, and within native Android apps. VINR acts as the payment gateway, handling the token exchange with the Google Pay API so you never touch raw card data.
In Bulgaria, Google Pay works for all cardholders regardless of their issuing bank. VINR manages the gateway connection at the network level — no per-bank setup is required.
How Google Pay worksAsk
When a customer chooses Google Pay at checkout:
- The browser or device checks whether Google Pay is available (
isReadyToPay). - The Google Pay payment sheet appears with the customer's saved card.
- The customer confirms — with a biometric, PIN, or Google account authentication.
- Google encrypts a one-time payment token and passes it to VINR.
- VINR decrypts the token and authorizes the payment through the card network.
- You receive a
payment.completedwebhook identical in structure to a standard card payment.
The payment_method.card.wallet.type field on the resulting payment is set to google_pay.
EnvironmentsAsk
Google Pay operates in two environments:
| Environment | Purpose |
|---|---|
TEST | Development and QA — no real cards, no real charges |
PRODUCTION | Live payments — requires Google's production approval |
The VINR sandbox maps to the Google Pay TEST environment automatically. When you go live, VINR switches to PRODUCTION after you complete Google's approval checklist. See Test & go live.
3D Secure and SCAAsk
Google Pay payments typically satisfy SCA without triggering a 3D Secure challenge — the device authentication (biometric/PIN) combined with the cryptographic token is accepted as strong authentication by most European issuers. In the rare case where the issuer requires an additional challenge, VINR handles it automatically.
In this sectionAsk
Set up Google Pay
Dashboard configuration, merchant verification, and the Google Pay API integration.
Test & go live
Test your integration and complete Google's production approval.
See alsoAsk
Wallets
Apple Pay, Samsung Pay, and other digital wallets.
Cards
The card rail behind most Google Pay payments.
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