PlatformsPlatforms overview
Platforms overview
Build a marketplace or SaaS platform on VINR — onboard sub-merchants, route payments, and manage payouts at scale.
VINR Platforms lets you run a multi-party payment flow: your platform sits between buyers and a network of sub-merchants (sellers, service providers, or independent businesses), collecting payments and distributing funds minus your commission.
What you can buildAsk
- Marketplaces — peer-to-peer commerce, on-demand services, freelance platforms, crowdfunding
- SaaS platforms — software that enables merchants to accept payments under your platform's processing agreement (PayFac model)
- Omnichannel platforms — combine online and in-person payment acceptance for your sub-merchants
How it worksAsk
- You sign a platform agreement with VINR and are issued a platform account.
- You onboard sub-merchants through a hosted, embedded, or API-driven flow. VINR verifies their identity and registers them as sub-merchants under your platform.
- When a buyer pays, you create a split that distributes funds between the sub-merchant's balance account and your platform account (your commission).
- Sub-merchants receive scheduled or on-demand payouts to their bank accounts. You control the timing.
Choose your pathAsk
| I want to… | Start here |
|---|---|
| Understand which platform model fits my business | Platform models |
| Onboard my first sub-merchant | Sub-merchant onboarding |
| Split a payment between sub-merchant and platform | Split payments |
| Control when sub-merchants get paid | Payouts |
| Understand KYC/KYB requirements | Verification & KYC/KYB |
Was this page helpful?
