Faster checkout

VINR's faster checkout experience lets returning customers complete a purchase in a single tap by pre-filling their saved payment method at checkout. The customer verifies their identity with a one-time code, then confirms — no card number entry required.

How it worksAskCopy

1. The customer enters their email address on your checkout form.
2. If they have previously saved a payment method through a VINR-powered checkout, VINR sends a one-time verification code to their phone.
3. After entering the code, their saved card or bank account is pre-populated in the payment form.
4. The customer confirms — one tap completes the payment.

First-time customers are enrolled automatically when they save a payment method during any VINR-powered checkout. Their saved credentials are then available across all VINR merchants that have faster checkout enabled.

Enabling faster checkoutAskCopy

Faster checkout activates automatically inside the VINR payment components — no additional configuration is required. Mount the payment form as normal:

// Client-side: mount the VINR payment components
// Faster checkout is included automatically for returning customers
import { loadVinr } from '@vinr/sdk';

const vinr = await loadVinr('pk_live_...');
const elements = vinr.elements({ clientSecret });

const paymentElement = elements.create('payment');
paymentElement.mount('#payment-element');

Faster checkout is also on by default in the VINR hosted checkout. No code changes are needed to benefit from it.

Customer data managementAskCopy

Customers manage their saved credentials — including saved cards, linked bank accounts, and connected merchants — at link.vinr.com. You do not store or manage their faster checkout credentials.

Instant bank paymentsAskCopy

Customers who have connected a bank account to their VINR profile can use an instant bank rail at checkout — a direct account-to-account transfer rather than a card charge. From your side, settlement works identically to a card payment; the funds arrive in your VINR balance on your normal schedule. No additional integration is required to support this.

See alsoAskCopy