Supported payment methods

VINR is multi-rail: a single integration unlocks cards, bank transfers, wallets, stablecoins, and local methods. You enable methods once at the account level and the same payment object works across all of them. Different payment methods are more dominant in certain regions, offering the right options reduces drop-off at checkout.

VINR supports the following categories:

• Cards
• Local payment methods
• Bank transfers
• Instalments
• Meal vouchers
• Wallets
• Stablecoins

Each category shares a single integration path and a consistent checkout experience. Once you integrate one method in a category, adding another requires minimal changes.

CardsAskCopy

Cards are the global default. VINR supports major international networks and regional co-badged schemes. Authorisation is instant; settlement is T+1–2. Cards support authorize-and-capture, 3DS/SCA, and saved cards for recurring billing.

See Cards for supported brands, co-badging, CIT/MIT rules, and card product codes.

Local payment methodsAskCopy

Local payment methods let customers pay directly from their bank account via a secure hosted flow. They are popular across Europe and convert exceptionally well in their home markets. The customer authenticates in their banking app or online bank; funds settle near-instantly with strong finality.

See Local methods for redirect flow details, mandate handling, and region-specific requirements.

Bank transfersAskCopy

Bank transfers move funds directly between bank accounts. SEPA Credit Transfer and Faster Payments are push-payment rails with strong finality — effectively irreversible once confirmed. Common for high-value B2B payments and EU consumer flows.

See Bank transfers for mandate setup, settlement timing, and recall windows.

InstalmentsAskCopy

Instalments let customers pay over time while you receive the full amount upfront. They increase average order value and conversion, particularly for higher-ticket purchases.

See Instalments for plan configuration, eligibility rules, and Mastercard Installments onboarding.

Meal vouchersAskCopy

Meal vouchers are closed-loop payment rails issued by employee benefit providers. They are widely used in France and other EU markets for food and restaurant purchases, and are required by law to be accepted by qualifying merchants in some regions.

See Meal vouchers for accepted providers, merchant eligibility, and integration details.

WalletsAskCopy

Wallets provide a fast, secure checkout using a saved card or stored balance. They reduce checkout friction and can improve conversion by removing manual card entry. Apple Pay and Google Pay are available wherever the customer's device and browser support them.

See Wallets for domain verification, button placement, and testing requirements.

StablecoinsAskCopy

Stablecoins offer final, cross-border settlement with no FX spread. Funds are settled to your VINR balance once the required on-chain confirmations land. Ideal for crypto-native customers and cross-border B2B flows where traditional correspondent banking is slow or expensive.

See Stablecoins for network confirmation thresholds, wallet compatibility, and sandbox testing.

Next stepsAskCopy